Your first call needs to be a mortgage banker rather than your realtor's office. Eliminate any doubt a seller may have about your approval status with a Pre-Approval from CityWorth Mortgage. An offer with a Pre-Approval is the next best thing to an all cash offer.
Hire a Great Realtor
You need to remember how important this purchase is going to be, which often means that you can't cut corners to save money.
Remember the Closing Costs
As long as you've saved enough for a down payment and can afford your monthly mortgage, you're all set to buy a house, right? RIGHT! If you don’t have money for closing costs, make sure you work with a Realtor that is experienced in getting sellers to pay them for you.
The Realtors at CityWorth Properties are experts at helping you get money to cover your closing costs.
Don’t Skip a Home Inspection
Many home buyers, especially those in situations with multiple offers, are tempted to skip a home inspection in order to make their offer more appealing, but this decision could be a major mistake. If you don't have a professional look at the house and find the problems you may be missing, then you could find yourself owning a home that needs more work than you can afford.
Look at the Big Picture
First-time home buyers have a reputation for being too picky about the little things and not seeing the big picture when touring homes. Remember certain elements of a home can be changed cheaply and easily, focus more on the things you cannot change (to include location, layout, and size).